The cyber liability coverage you have with your TMLT policy offers protection for network security and privacy-related exposures, such as lost or stolen laptops or theft of patient data.
Physician: $100,000 per claim / $100,000 per policy period
Entities: $100,000 per claim / $500,000 per policy period
Higher limits — up to $3 million — are available for purchase.
ADDITIONAL COVERAGE INCLUDED WITH HIGHER LIMITS
- Dependent business interruption — covers income loss and interruption expenses if an IT service provider or business outsourcing provider goes down.
- Cyber crime — covers losses incurred due to (1) wire transfer fraud; (2) fraudulent use of an insured telephone system; and (3) phishing schemes that impersonate your brand, products or services. Subject to $2,500 deductible.